How We're Paid

To be completely transparent: Churnable is supported primarily through standard referral programs that are offered to all everyday consumers.

We are not an affiliate operating under special corporate contracts or exclusive private compensation agreements. We simply search for, curate, and link to the credit card and bank bonus offers that we find the most helpful, lucrative, and user-friendly.

If an issuer or financial institution offers a public referral program that any regular customer can participate in, we may use that referral link to help support the ongoing development, server costs, and daily data tracking of Churnable.

We may display programmatic third-party advertisements on select pages through advertising networks such as Google AdSense. These ads generate revenue based on impressions or clicks and help cover server infrastructure, domain maintenance, and development costs.

Google AdSense and its participating advertisers have zero influence over our rankings, calculator projections, reviews, or editorial selections. Ad inventory is programmatically served and kept completely separate from our organic bonus tables and comparison tools. Advertisers cannot pay for higher ranking or favorable placement in our tables.

From time to time, our newsletter or email crash course may feature sponsored messages, partner highlights, or dedicated promotions from vetted partners.

Please note that any sponsored content in our newsletter will always be clearly and conspicuously labeled as such upfront (e.g., with tags such as “Sponsored”, “Ad”, or “Partner Promotion” placed prominently before the content). We will never disguise paid promotional content as organic editorial recommendations.

Newsletter sponsors have no influence over our website rankings, methodology, or editorial reviews.

We do not accept payments to promote, rank, or alter our reviews of specific financial products.